They are different acts. The Gold Card involves a gift to the U.S. government plus a processing fee that are never returned. EB-5 capital is invested at risk in a job-creating enterprise and may be returned if the project succeeds. Compare the published figures with what is left afterward.
A gift is spent; an investment is at risk
Hypothetical example: When Farida sells the blasting company she will have a single pool of capital, and the comparison should be made on what each program does with it. The Gold Card, as officially described, takes a gift and a fee; those amounts are published on the official site and should be read there, not repeated from a brochure. Nothing comes back, by design.
EB-5 requires a minimum investment of $1,050,000, or $800,000 in a targeted employment area or infrastructure project, placed at risk in an enterprise that must create ten full-time jobs; if the project performs, the capital may be returned after the conditions are removed, though loss is possible. EB-5 also carries filing fees, a regional-center administrative fee and professional costs, and takes years. The right comparison is therefore not "which is faster" but "what is my family's position, and what money remains, under each outcome including failure." Verify every figure before deciding.